Motorbike Insurance in Bali – Why It’s Worth It for Expats

Motorbikes are a popular and practical choice for getting around Bali. They offer a convenient way to navigate the island’s lively streets and picturesque landscapes. However, ensuring your motorbike is protected is crucial. Insuring your motorbike with Total Loss Only (TLO) insurance provides essential benefits and peace of mind. Here’s why TLO insurance is a smart choice for motorbike owners in Bali.

Total Loss Only (TLO) motorbike insurance in Bali

Ideal for Newer Motorbikes

For motorbikes not more than 8 years old, TLO insurance is an excellent option. TLO insurance covers loss or damages exceeding 75% of your motorbike’s value, offering substantial protection if a major accident occurs. This is especially beneficial for newer motorbikes, providing significant financial protection in case of severe damage or total loss.

Affordable Coverage

One of the key advantages of TLO insurance is its affordability. Motorbike insurance with TLO coverage is offered at a very competitive price, making it an economical choice for riders who want to ensure their motorbike is protected without breaking the bank.

Third-Party Liability Coverage

In addition to TLO coverage, you must ad a third-party liability insurance to your policy. This coverage protects you against claims from other parties for damage or injury caused while operating your motorbike. You are safeguarded against potentially costly legal and compensation claims.

Benefits of TLO Insurance

• Financial Protection

TLO insurance provides financial security by covering significant damage or total loss. This means you won't have to bear the full cost of repairs or replacement out-of-pocket, giving you peace of mind.

• Confidence on the Road

With TLO insurance, you can ride with confidence, knowing that you have coverage for major incidents. This allows you to enjoy your rides and explore Bali without worrying about the financial impact of potential accidents.

• Efficient Claims Management

At BPI, we offer efficient claims management to ensure your claim is processed promptly and fairly. Our support throughout the claims process provides additional reassurance and assistance when you need it most.

Stay Covered and Save

Insuring your motorbike with Total Loss Only (TLO) insurance is a practical and cost-effective decision for riders in Bali. With affordable premiums and comprehensive third-party liability coverage, you can enjoy your rides with the confidence that you’re well-protected.

For more information on TLO insurance and to get a quote, contact BPI today.

Ride safely and economically knowing your motorbike is covered!