The Story Behind BPI – Why We Help Protect What Matters - insurance for expats in Indonesia

From one claim… to hundreds of protected homes across Indonesia.

In 2018, a powerful earthquake struck the Gili Islands in Indonesia, shaking the lives — and homes — of thousands. Among those affected was the founder of BPI, who had been investing in property in Gili Air. The damage was real, the fear was intense… but unlike most people around him, he was lucky.

He had insurance.

A Life-Changing Realization - insurance for expats in Indonesia

While others scrambled to find solutions — unsure where to turn or how to recover — he was able to file a claim, work through the process, and receive compensation that saved his investment.

It was a moment of clarity:

“If I didn’t have insurance, I would have lost everything. And none of my friends were covered…”

He saw a huge gap. Foreigners and locals alike were building villas, managing rentals, or investing in properties — but very few had proper coverage, and almost no one understood how insurance worked in Indonesia.

From Helping Friends to Protecting Hundreds

In 2019, he started helping friends and fellow investors secure their properties. He took the time to explain coverage, negotiate better deals, and handle contracts.

Word spread fast.From Bali to Lombok, from Ubud to Canggu, people realized they finally had someone who could speak their language, understand the risks, and actually help.

That’s how BPI was born - insurance for expats in Indonesia — built on experience, trust, and a deep belief that no one should lose their home because they weren’t prepared.

A Local Team with a Global Partner

As the business grew, so did the expectations. More properties. More owners. More claims. More responsibility.

To offer even stronger coverage, it became clear that BPI needed a world-class partner — and that’s when the relationship with Zurich Insurance began.

A trusted global name, Zurich brought the financial strength, brand trust, and international standards to support BPI’s mission in Indonesia. Today, BPI works with Zurich and other major insurers to deliver the best protection for its clients.

Trusted by Over 900 Property Owners

What started as one claim turned into a business trusted by hundreds of expats and locals. BPI now covers villas, homes, businesses, motorbikes, cars, and even construction projects — with a growing team and a clear mission:

To protect your investment, explain everything clearly, and manage claims with care.

Why It Matters

BPI isn’t just another insurance agent. It’s a company built from a real story, shaped by real experience, and committed to helping others avoid the mistakes the founder saw all around him.

So if you’ve invested in Indonesia, or you’re just getting started — don’t leave things to chance.

Reach out to us. We’ll help you protect what matters —

like we’ve done since the beginning.