Car Insurance
From Cars to Trucks
Protect Yourself,
Your Car and Others
Because in an accident, it’s not just about your car.
It’s about the people you might hurt.
Hospital bills, injuries, legal responsibility — when you're at fault, you’ll be expected to pay.
Third-Party Liability coverage ensures you're protected not only for your own loss, but for the damage or harm you may cause to others.
It’s the most important protection you can have.
3 Easy Steps to Get
Your Car Covered
Risk Prevention
Once the risks are identified, we guide you on how to reduce or avoid them with practical solutions.
Risk Mitigation
We tailor an insurance solution that fits your profile, using the best policies from trusted partners.
Insurance
Modeling
Full Cover All Risk
Under IDR 6M per Year
All Included in our Plan
Insurance Coverage | BPI Solution |
|---|---|
Traffic accidents, theft, or fire | ✓ |
Riot, Strike, Civil Commotion | ✓ |
Terrorism and Sabotage | ✓ |
Act of God. Natural disasters, uncontrollable events | ✓ |
Theft By Own Driver | ✓ |
Personal Accident for Drivers | ✓ |
Personal Accident for Passengers | ✓ |
Liability to Third Party | ✓ |
Example: Honda – All New Brio RS M/T – Bali Plate
Insured with Oona Insurance under a Comprehensive (All Risk) policy. Valued at IDR 249,000,000, with an annual premium of IDR 5,908,600.
Car Insurance Options
Depending on your needs and your car, you can choose between these 2 options:
Total Loss Only (TLO)
A more affordable option that covers only theft or serious damage when repair costs are over 75% of your car's value.
Comprehensive (All Risk)
For cars under 8 years old, this covers almost everything: small scratches, accidents, theft, and major damage.
Drive Smart, Stay Covered.
What expat drivers need to know about vehicle protection in Indonesia
